Martin Reynolds is chief executive of SimplyBiz Mortgages

I will start by showing my age in that it was June 1983 when Paul Young hit the top of the charts with his third single, ‘Wherever I Lay My Hat (That’s My Home)’, which stayed at number one for three weeks.

Whilst it may be a tenuous link, it portrays what could be a sea change in how advisers work as we ease out of lockdown.

Claire Singleton: Equity release to rise in popularity in H2