Steve Brilus is chief executive of second-charge lender at Evolution Money

A new decade, the radio plays the sounds we made, and everything seems to feel just right…

For those of you who are not aficionados of North-West-based rock’n’roll bands, these are the lyrics of one Richard Ashcroft from The Verve – a band formed not a million miles away from where we are based, in Wigan.

Evolution Money has lent over £260m in its 10 year history